Friday, February 26, 2010

TD Ameritrade Customer Reviews

I'm starting this blog for the benefit of potential new TD Ameritrade customers and for existing customers to find solutions to any issues they have. I would love to hear Pros and Cons from you and a brief summery of your trading experience with TD Ameritrade. Some examples of Pros would be Fast Fills, Order Price Improvement , Good Research Tools , Easy To Reconcile Account. Some examples of Cons would be Slow Fills, Cost Basis Issues , Missing Orders , Tax Issues. If you are having a negative trading experience FOLLOW OUR BLOG a reader or myself may find you a solution and post a comment. Feel free to email me directly with any issues. frankieoz@yahoo.com
To POST or READ a review click on the word 'COMMENTS' below

107 comments:

  1. TD is has a bad platform, very confusing and you sometimes can't figure out where your money is going.

    ReplyDelete
  2. TD Ameritrade exceeds my Sharebuilder account. TD has stronger order execution, research and overall platform.

    ReplyDelete
  3. Buyer Beware! TD charged me fees that are NOT listed in the contract I agreed to.
    Based on an American Airline incentive of 5000 miles for a $2500 account with TD, I opened an account online by electronic funds transfer from my credit union.
    After a month and a half of not being able to figure out how to use the site, I decided to forego the AA miles and close the account.
    When I did I was charged a $25 fee.
    When I asked what the charges were for I was given three different answers from three different TD people.
    So much for honesty and transparency.
    What can I do about it? Nothing.
    The money has already been deducted from my withdrawal... which could only be done electronically from the funding source.
    None of this was told to me going in.
    Accepting my money was free, quick and easy; returning it to me was NOT free, complicated and delayed.
    Buyer beware of TDameritrade!

    ReplyDelete
  4. TD AMERITRADE seemed great to me at first too. They offered allot of jobs in the Midwest. But just so you know those jobs are now 70% gone and have been moved to India where people that don't even know that an IRA is, handle your account transfers the openeing of your new accounts. And I am not exagerating that they do not know what it is so they constantly initiate IRA to joint or individual transfers that then have to be fixed hopefully before the client notices a problem.

    I was hired as a temporary associate to help them transition to the new corporate structure since the people from India even after 6 months were just not able to get things right. Constantly meessing up transfers not analyzing paperwork and opening accounts under the wrong name and or social security number. Here is what is even more messed up. Even knowing the operation in India was not even close to ready and every manager in the place I worked said it. The upper management let all the temps go with out notice and just had our recruiters from the temp agencies that we were placed by call us an hour after our shifts ended to say turn in your badge to us and do not go back to TD AMERITRADE the assignment has ended. And we will send someone to collect your personal items from your desk.

    So you can make your own conclusions from that. The temps’ only job was to find and fix the mistakes of the processors in India then they fire all the temps knowing mistakes are still running wild and they have no processors left here in America. Their phone team is here though and that is it. If you call them you get to speak to American but the reason you are calling is your transfer or account was messed up by someone in India. However, they are not allowed to tell you that. Also the people in India are not allowed any communication outside of the company so they can ensure this little secret operation in India is never discovered by TD AMERITRADE customers. But if you ever find a poorly worded e-mail from TD AMERITRADE Transfers Department in your secure account mailbox and there is no name of the representative that sent it listed at the bottom you can be sure it came from India. That is all they are allowed to do as far as customer communication and even then they are supposed to copy and paste generic prewritten resolution comments, but they can't even get that right. So they double up on sentences or mess up your account title in the heading of the e-mail. These e-mails also are supposed to be screened before they are sent to you, but the people doing the screening don't have time to do that and answer the phones so .... I have seen several transfers that were in the queue for months that is right MONTHS before anyone ever found them and actually got something done. All because someone in India messed up and pended it for 70 days instead of 7. I have also seen several customers’ leave because their transfers were butchered.

    I am a very customer service oriented person and even though I was temporary I had allot of customers dealing directly with me to resolve their transfer issues. The day I was let go I had several people that were in the middle of getting assets converted and our brought over and I was the only contact they had at TD AMERITRADE that knew what the problem was and who had taken a personal interest in solving their problems, but they are now going to be lost when they call my extension and it goes to a manager that is swamped and has no idea what was going on in the work item. Or they send me an e-mail and find out the address got forwarded to someone else. What would you think if that happened to you? Just food for thought. I don't think I have said anything proprietary or that breaches a contract in anyway but just incase I am posting this as anonymous. I just feel their customers have a right to know who really handles their multi million dollar account transfers. In TD AMERITRADES defense all the other brokerage firms do it too TD is just the only one trying to hide it.

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  5. Hello,

    AMTD bought out my online Brokerage ThinkorSwim and what was once Nirvana has become Mootopia. Anyway you slice it, a comany with shareholders always ends up having multiple task-masters.

    ReplyDelete
  6. Have used TD for 5 years and it has been great. No mistakes on thousands of transactions. It is discourging to hear they have outsourced most operations to India. Am now dealing with Hughesnet who has customer service in India. What a joke! Hope TD don't end up the way they are.

    ReplyDelete
  7. I have been using td for 3 years and have multiple millions invested. For the first time I had an issue where I believe they made a mistake and I bought a stock for 2.50 more than it had traded for this year. Obviously Im not a moron or I would not have several millions of dollars. It was not a costly mistake for me about $5,000 dollars but it was not my mistake I believe. So when I called them they gave me the run around. Sent me to different people who all told me different things and when the final answer can down from the Pres. office I was told they are willing to do nothing and when I asked to speak to the person making the decision I was told I could not. When I asked for the compliance officer I was told they could not give me the #. I was also told that they looked at my account and they dont make that much money from me and thats why they are acting this way. I can not believe that a company this size could not give a shit about there customers. I am livid and am taking it to the sec complaints but must tell you that when you have a problem with this company and you are a good customer they treat you like shit. I just want them to show me that the mistake they say is mine truly is because I dont believe them but to my avail I have received nothing but the run around. Then I try to close my account and they tell me that I received promotional items and if I pulled my account they will back charge me. i am at the point to call a lawyer and go after them because its so wrong that these 10 lb guerillas can treat the little guy this way and get away with it. Not this little guy. All is they had to do is prove to me it was my mistake and not theirs or even say sorry this happened and we will give you free trades to make it up, but nothing. So since I am retired I will follow this up the flag poll and let people know watch out for this company they will screw you and treat you like scum. Very dissatisfied customer.

    ReplyDelete
  8. Buyer Beware. My son has an account at TD Ameritrade and they won't release the cash amounts. We had been using ACH withdrawals for his needs but they now blocked it 3 days before Christmas. They are crooks and should be investigated by the SEC. Where is the SEC when you need them?

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